What is your case worth? When settling a case it is neccesary, of course, to get an offer from the insurance company. It used to be that insurance adjusters were highly trained experts who evaluated the likely jury verdict range of an injury claim and in generating a settlement offer. Nowadays however, insurance companies use computer programs. The insurance adjuster simply plugs key words or codes found in the medical records into a computer program which then spits out an evaluation. If the proper terms are not available or if the medical records are not in a format that is convenient, the full value of the case will not be recognized and settlement offers will be low or nonexistent. To be compensated in this day and age, it is critical that medical providers not only treat you with skill and compassion but that they properly document each and every problem you have on each and every visit, with the exact terminology and codes required by these computer programs.
As with most whiplash cases, many of the injured people who come to me for help suffer from neck, back and brain injuries resulting from rear end collisions. Based on my experience and the findings of noted personal injury author Arthur C. Croft, DC, MS, FACO, these injuries are common but many physicians fail to comprehend the forces at play and the seriousness of injuries caused. These injuries can result in lifelong disability and pain.