Over the next several weeks, we will post a total of 10 short articles about whiplash injuries from auto collisions, a poorly understood but all too common injury. Our firm handles many such cases and is committed to informing you so you can protect yourself and your family.
As I tell my personal injury clients, Insurance Companies are always looking for reasons to say "NO". I feel as though it is my job to give good advice to minimize the number of reasons the Insurance Companies have.
What is your case worth? When settling a case it is neccesary, of course, to get an offer from the insurance company. It used to be that insurance adjusters were highly trained experts who evaluated the likely jury verdict range of an injury claim and in generating a settlement offer. Nowadays however, insurance companies use computer programs. The insurance adjuster simply plugs key words or codes found in the medical records into a computer program which then spits out an evaluation. If the proper terms are not available or if the medical records are not in a format that is convenient, the full value of the case will not be recognized and settlement offers will be low or nonexistent. To be compensated in this day and age, it is critical that medical providers not only treat you with skill and compassion but that they properly document each and every problem you have on each and every visit, with the exact terminology and codes required by these computer programs.