People actually use the following excuses for not using seatbelts and putting themselves and fellow passengers in grave harm:
History shows laws requiring placement and use of seatbelts work and have saved many hundreds of thousands of lives the United States, as well as saved billions in expenses and costs of injuries. Not surprisingly, stronger laws do help at getting people to buckle up. Recently, a number of States have enacted "primary enforcement" laws which allow an officer to stop and ticket a motorist if he or she sees a driver not wearing their seatbelt. Weaker laws just allowed a ticket if the motorist was stopped for something else and was not wearing a seat belt.
Due to the weight (and often the speed) of trucks on our roadways, injuries resulting from truck collisions are often very serious. Since trucks are usually owned by corporations and are well insured, there is a very strong incentive for truck owners and their insurance companies to fight these cases very hard.
As I tell my personal injury clients, Insurance Companies are always looking for reasons to say "NO". I feel as though it is my job to give good advice to minimize the number of reasons the Insurance Companies have.
Plato is quoted as saying "They deem him their worst enemy who tells them the truth". An enemy of public justice according to Shakespeare said "First lets kill all the lawyers".
What is your case worth? When settling a case it is neccesary, of course, to get an offer from the insurance company. It used to be that insurance adjusters were highly trained experts who evaluated the likely jury verdict range of an injury claim and in generating a settlement offer. Nowadays however, insurance companies use computer programs. The insurance adjuster simply plugs key words or codes found in the medical records into a computer program which then spits out an evaluation. If the proper terms are not available or if the medical records are not in a format that is convenient, the full value of the case will not be recognized and settlement offers will be low or nonexistent. To be compensated in this day and age, it is critical that medical providers not only treat you with skill and compassion but that they properly document each and every problem you have on each and every visit, with the exact terminology and codes required by these computer programs.